Stonevale Advances, a small-business funding service in Santa Cruz, California, explains who it is, how it works with Santa Cruz County, CA owners by phone and online form, how funding partners are chosen for a request, and how it is paid. Partners make every credit decision.
What Stonevale Advances does for a Santa Cruz County, CA business
Stonevale Advances matches your request with funding partners, who review it and make their own decision. The work on our side is the part before a partner sees anything: understanding what the money is for, which of six structures fits the bill, and which records a partner may ask for. Six structures are covered: working capital, term loans, business lines of credit, inventory financing, equipment financing and merchant cash advances, which are not loans.
Stonevale does not arrange mortgages, property loans, personal loans, startup loans, SBA loans or grants. The how-it-works page walks through each step of a request.
How Stonevale Advances Is Paid: The Details
How Stonevale Advances is paid is set out in its agreements with funding partners and in the written terms of any offer. Read every offer for fees before accepting it, and ask any question about cost before you sign.
Why We Work From Santa Cruz, CA: The Details
Stonevale Advances is listed in the City of Santa Cruz and takes requests from across Santa Cruz County, CA, where County Business Patterns counted 7,136 employer establishments in 2023. The county's mix of kitchens, practices, salons, shops and crews is why this site has fourteen industry pages and a data page for the Santa Cruz, CA area, built from Census figures rather than guesses.
Our Office in Santa Cruz, CA: The Details
Stonevale Advances is listed at 124 Locust St, Santa Cruz, CA 95060. Requests can be sent by phone at (831) 218-1470 or through the online request form; the contact page has a map and the request options.
How Funding Partners Are Chosen for Santa Cruz, CA Requests: The Details
A request is matched with funding partners that consider that kind of bill, that amount and that kind of business. Each partner reviews the request under its own criteria, sets its own rates and terms, and makes its own decision. Offers come from the funder on paper, and the yes or no on each one belongs to you.
Lines Stonevale Advances Keeps Out of Every Conversation
- Promise an approval, a rate, an amount or a timeline: partners decide those.
- Call a merchant cash advance a loan: it is a purchase of future receipts.
- Ask you to sign anything before you have read the funder's written terms.
- Publish claims about reviews, ratings or results that are not on record.
By Stonevale Advances · Updated