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Areas Served Around Santa Cruz, CA: Owner Guide

Stonevale takes funding requests by phone and online form from across Santa Cruz County, CA. Three nearby towns have pages of their own; others are covered below in a short note each.

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In short

Stonevale Advances, a small-business funding service in Santa Cruz, California, serves Santa Cruz County, CA by phone and online form. This page links three town pages, gives short notes on other towns, explains why a town needs enough local data for a page, and names the neighboring counties requests can come from.

Community Pages in This Area: The Details

Three towns near the City of Santa Cruz have pages built on their own ZIP code data: Capitola, CA (about 4 miles east), Scotts Valley, CA (about 6 miles north) and Aptos, CA (about 7 miles east). Each page gives the ZIP's employer counts and sectors, the town's license notes and how a request from there moves. The Santa Cruz, CA city page carries the county-wide figures.

Why Some Santa Cruz County, CA Towns Have No Page: The Details

A town gets a page only when the Census publishes enough data for its own ZIP code to say something specific: at least four usable facts, at least 100 employer establishments in the ZIP, and a town that covers a meaningful share of the ZIP's land. Without that, a town page would repeat county figures with a new name on top, which helps no one. Soquel, Felton and Ben Lomond passed the data test and may get pages later.

Small Places Around Santa Cruz, CA, Named Once: The Details

Smaller places around Santa Cruz, CA, such as Live Oak, Twin Lakes, Pleasure Point, Pasatiempo, Paradise Park, Seacliff, Rio del Mar, Bonny Doon, La Selva Beach, Boulder Creek, Freedom and Davenport, are served the same way as everywhere else in the county: by phone and through the form. The county figures on the Santa Cruz, CA page describe the business base they share.

Watsonville, CA is the county's other large city, but its main ZIP, 95076, reaches far beyond the city limits (the city covers 4.3% of the ZIP's land), so ZIP counts there would misdescribe the city.

Neighboring Counties We Hear From: The Details

Requests can also be sent by phone from businesses across the county line in Santa Clara County, CA and Monterey County, CA. Those counties have their own Census figures, and Santa Cruz County, CA counts do not describe them; a request from there is read on the business's own records like any other.

By Stonevale Advances ยท Updated

Census Bureau counts for Santa Cruz County, CA: employers, solo firms and permits

  • 7,136

    Employer establishments

    Santa Cruz County, CA business locations with at least one paid employee in 2023.

    Source: U.S. Census Bureau, County Business Patterns 2023
  • 23,111

    Businesses without paid employees

    Santa Cruz County, CA businesses with receipts and no payroll, from a separate Census program.

    Source: U.S. Census Bureau, Nonemployer Statistics 2024
  • 56.1%

    Employers with fewer than five employees

    Share of Santa Cruz County, CA employer establishments with fewer than five paid employees.

    Source: U.S. Census Bureau, County Business Patterns 2023
  • 470

    Housing units permitted, 2025

    New privately owned housing units authorized by building permits in Santa Cruz County, CA.

    Source: U.S. Census Bureau, Building Permits Survey 2025

Communities in the county

Requests can be sent by phone or through the form from Santa Cruz, CA and nearby towns, including Capitola, CA, Scotts Valley, CA and Aptos, CA.

Funding questions before the form

Short answers to the questions owners raise first.

Call (831) 218-1470
Can a business outside the City of Santa Cruz, CA send a request?

Yes. Requests can be sent by phone or through the form from anywhere in Santa Cruz County, CA and beyond; the town pages only collect local data.

Why does Watsonville, CA have no page?

Its main ZIP code covers far more land than the city, so ZIP figures would not describe the city accurately.

Elsewhere in Santa Cruz County, CA? Call or Send the Form

Call (831) 218-1470 or send the form; the town makes no difference to how a request moves.

Call (831) 218-1470Apply